MEPCO Duplicate Bill Check Online
اپنا بل چیک کرنے کے لیے، 14 ہندسوں کا حوالہ نمبر یا 10 ہندسوں کی صارف شناخت درج کریں اور پھر چیک بل بٹن کو دبائیں۔
View Online MEPCO Bill Checker (Bijli ka Bill Online Check)
Do you live in Multan and use services provided by MEPCO, right now you can make your life easier and deal with electricity much easier? Say goodbye to all your energy billing worries and woes, here presents the MEPCO Online Bill Checker (bijli ka bill). MEPCO electricity bill checker enables you to pay and check your MEPCO electricity bills through your device.
Know how the Computer Science/Application – MEPCO Online Bill Checker ( Bill Check Karne ka Tarika) is going to be a part of the online bill payment options. In a way, this information is useful for both, those people who used to be MEPCO customers and those, who are still in the process of choosing the power supply company. It’ll allow you plenty of control over your power bills and payments, it’ll also let you get a hold of things without having to physically push your way around.
(Bijli ka Bill Online Check) Step-by-Step Guide
To check your MEPCO bill online (Bill Check Karne ka Tarika), just follow these steps:
Enter Your Reference No
The 14 digit reference number can also be located on your MEPCO bill. You find it mostly right on the top left corner, and in some forms, it is on the bottom of the same page below the Customer ID in the top right side. As discussed, key in this number in the appropriate box on the MEPCO bill inquiry page.
Submit the Information
After that you enter the reference number click on the “Submit” or “View Bill” tab. This will post your request and bring you the latest details of your duplicate bills of MEPCO.
View Your Bill
Your current will come up on the screen. MEPCO Online Bill Check Get an overview of the balance, pay and due date and Breakdown of the charges. You can also obtain your MEPCO duplicate bill.
Download or Print Quick
For improved convenience instantly download a pdf WAPDA bill copy or make electricity bill print online from this site. It is important to retain the receipt hence make sure that you produce a duplicate electricity bill and ensure you make your payments on time.
Introduction to MEPCO Online Bill Checker
Multan Electric Power Company (MEPCO) is a key player in Pakistan’s power sector. It serves the Multan region. The MEPCO Online Bill Checker makes it easy to manage your electricity bills from home or office.
Now, the question in your mind is, What is MEPCO? MEPCO is an electricity power company of the Pakistani government that operates in Multan division. This included; Multan, Pakpattan, Khanewal, Bahawalpur, Rahim Yar khan and etc. It seeks to offer a certain level of power reliability and Internet technology and data for information sharing and business decision making.
Key Takeaways
The MEPCO Online Bill Checker is a useful service offered by MEPCO to its consumers to cater with their bills over electricity.
You can easily use the online checker to check the present bill, pay the bill and view other previous bills.
It’s essential to know some facts about MEPCO such as its history and its jurisdiction to be able to further understand how much amount of electricity.
Learn ways you can use to lower your MEPCO bill and learn about the MEPCO MIS system.
Check the MEPCO head office phone numbers, get the MEPCO address, and learn how to report meter reading through SMS.
Benefits of Checking Bills Online
- Convenient & Time-saving: Retrieve your electricity bills (bijli ka bill online check) easily from any location of your convenience at the comfort of your home thus no need to push around to an office.
- Avoid Late Fees: Keeping yourself updated through the online bill checker that can ensure they are not charged with more penalties and taxes on the MEPCO bill.
- Monitor Usage: Compulsively monitor the electric usage and determine where you can trim spending to decrease your MEPCO bill.
Know your new online MEPCO complaint numbers in case you have to get anything related to your bill or any service fixed as soon as possible. The on-line bill checker from MEPCO is aimed at helping its customers by giving them the flexibility they need to control their electricity bills.
When Was MEPCO Founded?
A new entity named Multan Electric Power Company (MEPCO) came into existence in the 1960s. Multan Electricity Supply Company, otherwise known as MEPCO was established in 1964 to provide electricity supply to Multan, in Pakistan. It has been central in supplementing electrical energy in local regions and stabilizing the economy.
The company of MEPCO has expanded over the last few decades in the past 5 decades in fact. It has upgraded its network to supply more electricity demand. This will guarantee end customer power supply reliability. Now, MEPCO is one of the leading ‘electricity distribution companies’ in Pakistan. It includes Multan, Pakpattan, Khanewal, Bahawalpur, Rahim Yar khan etc. It also leads in technology and quality service delivery to support the region’s growth.
| Year of Establishment | Headquarter | Service Area |
| 14th May 1998 | Multan, Pakistan | Multan, Pakpattan, Khanewal, Bahawalpur, Rahim Yar khan, Bahawalnagar, Sahiwal, Rajanpur, Dera Ghazi Khan, Lodhran, Muzaffargarh, Vehari, Layyah |
“In turn, MEPCO has been able to supply power to society for over 27 years now. Quality service, investment on infrastructure has been our commitment and has remained instrumental in our success story.”
MEPCO Office Timings
MEPCO (Multan Electric Power Company) offices in Pakistan typically operate during standard government office hours, generally from 9: is From 8:00 AM to 5:00 PM with a lunch and prayer break from 1:00 PM to 2:00 PM. This schedule may in fact change depending on the geographical location or the certain office or station.
MEPCO also handles payment bills for electrical services and customers inquiries in command through online platforms. To know the above mentioned timings in detail or for the latest timings whoever and wherever, it is better to consult the nearest MEPCO office or their official website of MEPCO.
Required Information
To use the MEPCO Online Bill Checker (Bill Check Karne ka Tarika), you need:
Having this info ready makes checking your MEPCO bill online (Bill Check Karne ka Tarika) quick and easy. Using the MEPCO Online Bill Checker (Bill Check Karne ka Tarika) helps you keep track of your electricity use. It’s great for paying your bill or getting a new meter connection. The online platform is convenient and secure for all your electricity needs.
MEPCO Application Tracking
The Pakistani organization, MEPCO (Multan Electric Power Company), has integrated its services with an online application tracking system to make the application much more convenient for Pakistani users. This feature enables people to check the status of new connections and electricity bills correction, meter supply etc through the official website of MEPCO.
This way the number of times that applicants have to visit the office can considerably be minimized by merely entering the application number along with CNIC to see the status of their request instantly. The system also provides for shareholders a mechanical means of transparency and real time update and most importantly is a time saver for those customers. Finally, it reduces delay due to lack of proper documentation or provision of wrong information through the definition of requirements during the application process.
About Multan Electric Power Company Limited (MEPCO)
Multan electric power company otherwise known as MEPCO is one of the key electricity suppliers that operates in Multan, Pakistan. It’s set up in 1998. MEPCO has been supplying power needs of homes and business productivity efficiently.
Multan Electric Power Company limited commonly known as MEPCO is the major power supply company of Multan. It involves generation, transmission and distribution of electricity to its consumers. The company has a dense hub of power stations, sub stations and high tension lines. This ensures that it supplies our customers with the required power at a constant rate.
Needless to say, MEPCO is constantly striving to enhance the quality of its services. It avails itself in new technologies and solutions. This serves to make its power supply more reliable and sustainable and at the same time keeping the customers happy. MEPCO also plays its role in the development of the social and economic parts of Multan region. Hoping to help public projects, education, and, of course, the environment.
This’s proving MEPCO’s concern to the health of its consumers in one way or the other. As a result of the skilled professionals in its team, MEPCO continues serving as one of the leading players in the development of the region. It supplies electricity and other energy-intensive needs of homes, businesses and industries at fairly low and stable charges.
Area Under MEPCO’s Jurisdiction
The Multan Electric Power Company (MEPCO), supplies electric power to a significant portion of Punjab in Pakistan. It encompasses many districts and sub districts. Every area has it’s own MEPCO offices and customer service centers as well.
Districts Covered
MEPCO looks after the following districts in Punjab:
Sub-Districts and Offices
| District | Zip Code |
| Multan | 59300 |
| Bahawalpur | 63100 |
| Sahiwal | 57000 |
| Lodhran | 59320 |
| Layyah | 59320 |
| Pakpattan | 57400 |
| Rahim Yar khan | 64200 |
| Rajanpur | 33500 |
| Muzaffargarh | 03422 |
| Khanewal | 58251 |
| Bahawalnagar | 62300 |
| Dera Ghazi Khan | 32050 |
| Vehari | 61100 |
MEPCO’s wide network of districts, sub-districts, and offices helps it manage electricity and customer service well. This ensures smooth service across its large area.
MEPCO Peak Hours
Now, if you’re a MEPCO customer, it’s important you learn about something called “peak hours”. These’re the times when electricity is most consumed. This’s usually the case, when more people are at home or employed in some other station.
It’s worth saying that the degree of electricity consumption increase during this period in MEPCO is also high. This can lead to higher prices and stress of the electrical grid. Cumulative energy use usually increases during these times and by being aware of when you’re able to save more on your energy bill.
MEPCO Peak Hours
MEPCO’s peak hours are from 6:00 PM to 10:00 PM, every day. This is when the most electricity is used. MEPCO has to work harder to keep up with the demand.
| Day | Peak Hours |
| Monday – Sunday | 6:00 PM – 10:00 PM |
By using less energy during these hours, you can cut down on your bill. You’ll also help make the energy system more sustainable for your area.
Peak Hours Explained
It’s the time of the day, or week, or the month when the demand for electricity is most stretched. This is the time of the day both households and commercial buildings consume power in large quantities. It makes the power grid struggle and this leads to development of high electricity tariffs.
Significance of Peak Hours
High peaks have impacts which are equally felt by the users of power as well as the power companies. Prices rise because different organizations require applying costlier electric supplies. This means the people who don’t change their energy use are going to end up paying more on their bills.
Peak hours are more than the money. Coping with them effectively helps maintain balance and stability with the existing electricity power supply. That way, we don’t invest in expensive upgrades or suffer the consequences of some unanticipated power loss.
How to save power when it’s most expensive is widely recommended by the utility power companies. This includes lowering your thermostat, not using large appliances and using off peak energy during their period. In this way, we spend less and the power grid remains powerful and tropical.
Off-Peak Hours
Off-Peak hours are terms that play a crucial role in electricity billing and consumption in the electricity sector. Such as late evening and early morning they don’t attract so much business. This makes electricity cheaper.
This’s why, if you ensure that you use electricity during off peak hours you’ll end up paying a small amount of money to MEPCO. We use big appliances most of the time, and using them during these times is economical. It’s one of the smart ways that people, especially those in power can transform how power is utilized.
Understanding Off-Peak Hours
While drawing its load curve, MEPCO, the Multan Electric Power Company, selects some points to be called off-peak hours. They want you to use less power then. This assists in managing the grid better and makes sure that power is most dependent and efficient to all parties.
| Day | Off-Peak Hours |
| Weekdays | 10:00 PM to 6:00 AM |
| Weekends (Saturday and Sunday) | 12:00 AM to 6:00 AM |
On this list, having knowledge of off-peak hours and trying to make sure you use energy during those times will dramatically help in reducing your MEPCO bill. It also makes operation of the power grid easier.
“Using power during off peak hours is one of the best strategies that will assist in cutting electricity costs and assist in enhancing sustainable power systems.” Only integrate a high load in cycles, to cover off-peak hours maximum. Such services are for example washing machines, dishwashers or charging of electric cars. This’s less expensive, and it benefits the earth.
How to Save Electricity and Reduce the MEPCO Bill?
You can conserve electricity and bring down your MEPCO bill by utilizing effortless measures. When it comes to solutions, it’s possible to mention that small changes in the everyday routine and usage of energy-saving appliances will greatly assist. This way, you can help prevent even instances when electricity has to be used and thus save money in the long run.
Energy-Saving Tips
By following these tips, you can control your electricity use and live more sustainably and affordably. Every little bit of energy-saving helps a lot with your MEPCO bill.
| Energy-Saving Tip | Estimated Energy Savings |
| Adjust thermostat | 5-15% of heating/cooling costs |
| Use energy-efficient bulbs | 25-30% of lighting costs |
| Unplug unused electronics | 10-15% of total electricity usage |
| Wash clothes in cold water | 25-40% of water heating costs |
| Insulate your home | 10-20% of heating/cooling costs |
By following these tips, you can control your electricity use and live more sustainably and affordably. Every little bit of energy-saving helps a lot with your MEPCO bill.
What is MEPCO MIS Bill?
The Management Information system has been developed by the Multan Electric Power Company, known as MEPCO. This system benefits the company operation and improves the service to the customers. The MEPCO MIS gathers, filters, and displays the amount of information needed. This’s helpful for MEPCO to make good decisions and make work easier and efficient.
Key Features and Benefits of MIS
The MEPCO MIS has many features and benefits. These are for both the company and its customers. Here are some of the main points:
Centralized Data Management
The MIS half concerns all the information about electricity use and billing, as well as customers. This helps simplify the amount and kind of information that can be managed as well as located and retrieved with precision.
Efficient Billing Process
This means that the customers receive accurate and well timed electricity bills through the help of the system . This in a way reduces errors and makes the customers happy, thereby making more sales.
Real-Time Monitoring
MEPCO MIS allows for real-time monitoring of electricity consumption and supply. This helps in identifying peak hours and managing the stress on the power grid effectively.
Customer Service Integration
The system integrates with customer service platforms, enabling MEPCO to provide prompt support. Customers can easily inquire about their bills, report outages, and get technical assistance.
Enhanced Communication
Through the MIS, MEPCO can send important notifications and updates to customers via SMS, such as meter readings, billing information, and maintenance schedules.
Improved Efficiency
By automating and centralizing various processes, the MIS improves the overall efficiency of MEPCO’s operations. It leads to better service delivery and reduced operational costs.
Accurate Data
With accurate and up-to-date data, MEPCO can make informed decisions about electricity distribution and manage resources more effectively.
Customer Satisfaction
The integration of customer service features ensures that customers receive timely and accurate information, enhancing their overall experience with MEPCO.
Proactive Management
Information gathering and processing in real-time facilitate timely control of electricity demand and supply, and eliminates any tender points and other problems at MEPCO.
Data Collection
The MIS derives its information from a diversity of sources such as smart meters, billing systems and customer interactions.
Data Processing
This information goes through the data processing system to give important insights into energy consumed, hours of peak demand among others.
Information Dissemination
Communication; information processed is then to be communicated to departments in MEPCO and customers through the use of special codes by short message services.
Actionable Insights
The MIS contributes to development of strategies regarding electrical supplies distribution, customer relations, and maintenance of facilities for MEPCO.
What is FPA in Electricity Bill?
Basically for those who are using electricity service from MEPCO then there is a notation called FPA which means Financial Penalty or Fine shown in the bill. FPA stands for “Fuel Price Adjustment”. It determines the amount of money you are charged for electricity. Understanding about FPA can help you manage your electricity cost effectively.
The FPA demonstrates variations in fuel price. With reference to this it includes the price of natural gas, coal and any other fuels used to make electricity. If the fuel prices rise then your FPA also increases and hence makes your electricity tariff high. However, if prices fall then FPA reduces and, therefore, your bill may be cut.
Applicants update FPA from time to time, mostly monthly or after three months. This ensures that electricity price is also reasonable and corresponds with the prices of the fuel used. One of them ensures that you pay the station the correct amount according to the market price of fuel.
Such details about FPA can go a long way in helping you to forecast your energy use and hence your expenses. It should be realized that utilizing fuel in homes leads to high cost bills; therefore, by finding how fuel influences your bill, you can cut down your energy use.
Key Factors Affecting FPA
FPA can therefore be maintained and controlled by following the frequency with which FPA occurs and consequently regulating your usage and expense bill . This lets you be fully satisfied with the value you derive from the electricity service being offered to you by MEPCO.
MEPCO Head Office Address & Support Numbers
If you’re a MEPCO customer, knowing how to reach their head office and support team is key. Whether you have a billing question, need to report an outage, or need help with your electricity account, MEPCO has several ways to assist you.
MEPCO’s head office is located at the following address:
MEPCO Head Office
6F5X+PW4 Mepco Complex, Khanewal Rd, MEPCO Colony Mepco Colony, Multan, Punjab, Pakistan
Phone: +92 61 9220313,
MEPCO also has regional and local support offices across its service area. You can find the nearest MEPCO office by visiting their website at www.Mepco.com.pk and using the “Contact Us” section.
For general inquiries and support, call the MEPCO call center at these numbers
MEPCO’s customer service team is ready to help during business hours. For outages or emergencies, call the 24-hour emergency helpline at 0800-63726. Knowing MEPCO’s head office address and support numbers can help you quickly solve any electricity issues
MEPCO Meter Reading Via SMS
Getting electricity from MEPCO you can also input Meter Reading via SMS. This service enables the user to transfer his electricity meter reading to MEPCO using his mobile phone. It simply makes sure that your bills being charged are correct and current.
Procedure for MEPCO Meter Reading Via SMS
1. Register Your Mobile Number
2. Send an SMS
3. Receive Meter Reading Details
4. Registration Through Website
How to Use the Service
Using the MEPCO Meter Reading via SMS service is easy. Here’s a simple guide to get you started:
- Go to your home and locate your electricity meter, you should record the reading on it at the moment you begin the experiment.
- Text a message in this format: METER [Meter Number] [Current Reading] [Date of Reading]. For example “METER 12345 1234”.
- To send the message, submit the text to MEPCO’s Short Messaging Service number 8001.
- You will receive a confirmation from MEPCO confirming that your reading was received.
With the help of this service, your electricity tariffs will be calculated depending on the actual consumption. This makes your billing more efficient and allows you to manage how much energy you consume.
Ensure that you submit your meter readings on time in order to help avoid the development of billing problems. By reading you also get to know how effectively you are managing your energy consumptions and hence the energy bills.
MEPCO Green Meters System
The MEPCO Green Meters System is one of the solutions which can help to increase the level of energy efficiency and focus on sustainable development of the regions served by the Multan Electric Power Company. They make it easier for consumers to track the precise amount of electricity they use at any given time, as a result, they encourage wiser use of electricity.
Together with the MEPCO Online Bill Checker (Bill Check Karne ka Tarika), the Green Meters ensure that consumers get a true and reliable measure of their bills. The online portal enables consumers to monitor trends which helps them to avoid wastage of energy and better manage their bills. It not only helps clustering billing information but also custodian efficient energy management for green energy.
MEPCO (Light ka Bill) Net Metering System
The MEPCO (Light ka Bill) Net Metering System allows consumers to produce solar power and even feed excess power into the electricity grid. Integrated with the MEPCO Online Bill Checker (Bill Check Karne ka Tarika), customers can monitor usage and energy credits that lower their bills through production of power. It provides an easy method for observing net energy consumption, and bill payment over the internet.
MEPCO Tax Certificate 2025 PDF Download
The MEPCO Tax Certificate 2025 is a common document for taxpayers and organizations using electric power services of the Multan Electric Power Company (MEPCO) in Pakistan. This certificate is required to confirm the tax breaks reported on your power bills useful when filing taxes or for tax exemptions.
How to Obtain the MEPCO Tax Certificate
To download the tax certificate:
- Visit the official MEPCO (Light ka Bill) website or online bill payment portals. (Bill Bijli MEPCO)
- Navigate to the “Tax Certificate” section.
- Enter your unique reference number, typically found on your electricity bill.
- Download the PDF file for your records.
This document generally includes details like total electricity consumption, tax deductions (such as General Sales Tax – GST), and other related charges.
How many MEPCO Division are Exist in Pakistan?
MEPCO (Multan Electric Power Company) operates across 13 divisions within Pakistan, specifically within Punjab province. Here’s a breakdown of the divisions under MEPCO, with their respective coverage areas:
Multan
Serves the city of Multan and its surrounding areas, forming the core of MEPCO’s jurisdiction.
Pakpattan
Covers the Pakpattan district, focusing on providing reliable electricity to both urban and rural regions
Khanewal
Supplies power to Khanewal, a major hub known for its industrial and export activities.
Bahawalpur
Encompasses Bahawalpur district, ensuring electricity distribution to residential and agricultural zones.
Rahim Yar khan
Includes Rahim Yar Khan, a city known for its manufacturing industries and large population centers.
Bahawalnagar
Caters to the Bahawalnagar district, supporting local communities with essential power services.
Sahiwal
Encompasses Sahiwal district, ensuring electricity distribution to residential and agricultural zones.
Rajanpur
Includes Rajanpur, a city known for its manufacturing industries and large population centers.
Dera Ghazi Khan
Caters to the Dera Ghazi Khan district, supporting local communities with essential power services.
Lodhran
Encompasses Lodhran district, ensuring electricity distribution to residential and agricultural zones.
Muzaffargarh
Includes Muzaffargarh, a city known for its manufacturing industries and large population centers.
Vehari
Caters to the Vehari district, supporting local communities with essential power services.
Layyah
Encompasses Layyah district, ensuring electricity distribution to residential and agricultural zones.
These divisions ensure that electricity is supplied to residential, industrial and farming sectors within the region. Division of operation of MEPCO exists organizationally in a strategic manner which assists to manage the distribution of electricity in the densely populated and industrially important region of Punjab.
MEPCO Online Complaint Numbers
MEPCO (Light ka Bill) also provides general complaint numbers which can be used to report any issue with billing or service . The problems can be reported via the website or through the helpline number 8334. These numbers are in addition to those of the MEPCO Online Bill Checker but guarantees an appropriate handling of billing issues.
| Name of Office | Complaint Number |
| NEPRA (National Electric Power Regulatory Authority) | 051-9206500 |
| WAPDA (Water and Power Development Authority) | 111-118-118, 042-99202211 |
| MEPCO (Multan Electric Power Company) | 1061-9220169 |
| Multan | 061-9220198 |
| Pakpattan | 063-9239031 |
| Bahawalnagar | 063-9239031 |
| Sahiwal | 040-9200305 |
| Rajanpur | 0546-520088 |
| Dera Ghazi Khan | 064-9239229 |
| Vehari | 067-3360282 |
| Muzaffargarh | 066-9200065 |
| Bahawalpur | 062-9250102 |
| Rahim Yar Khan | 068-9230160 |
How to Apply MEPCO Electricity New Meter Connection Demand Notice Fee
In the case of obtaining a new MEPCO electricity meter connection, the process is quite simple, and the application process begins by going online to MEPCO’s website. Prospective applicants are required to fill an online application form that requires information such as; personal details, property details and CNIC copy.
Once the applicant has completed the form, MEPCO will assess the application before arranging a site visit to check on the information provided. Once approved, a process of installation of new meters is initiated. The online application process of the MEPCO Online Application complements the MEPCO Online Bill Checker System in that the company’s consumers can conveniently access both applications and billing systems.
Required Documentation
MEPCO Meter Replacement Charges
In Pakistan, MEPCO meter rate also differs type by type, liter meter replacement cost or solar meter replacement cost. Some of the costs normally involved are a meter installation cost, the processing cost and the inspection costs. It means that with an estimated cost of around Rs.12,500-/ for the kilometer meter an element of the solar meters the fees detailed above included.
The procedure is to fill in an application, receive a site visit by MEPCO’s personnel, and make corrections, if necessary. This type of approach tends to create more effectiveness and effectiveness whilst continuing solar energy usage, especially among renewable energy users.
MEPCO Mobile Data Collection Service
The MEPCO Mobile Data Collection Service also provides a platform to enable consumers to get timely meter readings as a continuation of the MEPCO Online Bill Checker. This service allows specialized MEPCO field teams to capture real-time metering data with the use of handheld mobile gadgets thereby eliminating many errors and delays characterized by manual readings.
It immediately uploaded the collected data in MEPCO’s system and the consumers can check their updated electricity bills through the online bill checker. This integration improves the efficiency of billing, makes the process more transparent and allows the users conveniently control both their energy usage and payments.
Bijli ka Bill Online Check Karne ka Tarika
MEPCO or Multan Electricity Power Company Bill Online Check is a useful service through which people of Multan and nearby regions can avail the facility of checking their electricity bills online. The utility offered by MEPCO’s online bill checker is in the abilities of checking current bills, previous payments and generating bills copies for the reference all by typing the 14 digit reference number.
On its own, the convenience, availability of the service all-time and the discarding of paper bills make it a suitable option for the working citizen and companies. Through efficient management of bills, MEPCO avoids inconveniences that may arise due to lack of adequate management of bills thus allowing consumers to manage their payments effectively.
FAQs
Conclusion
The MEPCO Online Bill Checker, helps one manage his or her electricity needs easily and in the shortest time possible. It helps you view your bill information and payment, check the amount of energy consumption, etc. Of this service, customers will benefit greatly. We discussed how more beneficial the MEPCO Online Bill Checker is to people. It’s convenient to use, and tells you the state of your bill and the due date.
We also researched some information about MEPCO including its history, operational area, and how being aware of peak and off-peak hours can help one apply maximum cost savings. The following are services from the Gujranwala Electric Power Company Limited that we recommend you to use. MEPCO Online Bill Checker. Knowing your electricity and taking the necessary steps can go a long way in helping the environment and your pocket. It makes matters pertaining to payment of bills something that is comfortable and without stress.